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Last Modified on Aug 21, 2026
Maritime work is among the most demanding and hazardous professions in Texas. From offshore drilling platforms to cargo ships and port facilities, workers face daily exposure to heavy machinery, unpredictable weather, and physical strain. So, if injuries occur, having an understanding of the Jones Act vs. workers’ compensation coverage is critical for determining which legal protections apply and how you can seek compensation.
A Jones Act attorney from Stevenson & Murray who’s well-versed in Galveston and Houston maritime laws can explain the differences between these two systems. Consultations can include thorough discussions about eligibility requirements and how maritime and land‑based employees can protect their rights under maritime laws and Houston and Galveston workers’ compensation laws.
Texas’s Marine Economy
Texas ranks among the top states for marine employment, with thousands of workers supporting offshore energy production, shipping, and port operations. In fact, a look at the Lone Star State’s marine economy, reported in 2024, revealed:
- When it came to marine employment, Texas ranked 5th out of 30 coastal states.
- Texas ranked first for GDP among coastal states, boasting a GDP of $96.6 billion in 2021.
- There were 162,693 employees working in Texas’s marine economy.
- Over half of marine jobs in Texas, 56%, were in Harris County.
Houston’s Port of Houston and Galveston’s deep‑water terminals contribute significantly to the economy. With millions of tons of cargo moving through the Gulf each year, maritime workers face unique risks that differ from those covered under traditional workplace injury laws.
Common Maritime Injuries
According to the Centers for Disease Control and Prevention, marine industries face a higher risk of injury and illness and a higher fatality rate compared to the national average for all other work industries. A closer look at commercial diving, for instance, reveals a fatality rate of 158.9 per 100,000 workers.
Maritime injuries often involve:
- Slips, trips, and falls on wet decks
- Equipment malfunctions and mechanical failures
- Exposure to hazardous chemicals or fumes
- Crush injuries from cargo operations
- Repetitive strain from heavy lifting
These figures and types of injuries underscore the importance of strong safety protocols and legal protections for Gulf Coast employees.
Key Differences Between the Jones Act and Workers’ Compensation
Understanding these two systems helps injured workers determine which protections apply to their situation. They differ in the following ways:
- Coverage area. The Jones Act, formally known as the Merchant Marine Act of 1920, applies to maritime workers who spend a substantial portion of their work time contributing to the operation of a vessel, while workers’ compensation covers land‑based employees.
- Fault requirement. Jones Act claims require proof of employer negligence, whereas workers’ compensation operates as a no‑fault system, allowing benefits regardless of fault.
- Legal venue. Jones Act cases are typically filed in a federal or a state court, such as the Harris County District Court on 49 San Jacinto Street in Houston or the Galveston County Justice Center on 600 59th Street in Galveston, while workers’ compensation claims are often handled through the Texas Division of Workers’ Compensation.
Hire a Jones Act Lawyer
The distinctions between the Jones Act and standard workers’ compensation show why maritime employees in Houston and Galveston often need specific legal guidance to navigate overlapping jurisdictions and pursue fair compensation. Determining whether an injury falls under the Jones Act or workers’ compensation can be complex.
When you hire a Jones Act lawyer, though, they know how to evaluate your employment classification, review vessel documentation, and identify which laws apply to your case. A qualified Jones Act attorney can also help gather evidence, negotiate with insurers, and pursue compensation through federal or state courts.
Why Choose Stevenson & Murray
Stevenson & Murray has extensive experience dealing with maritime accidents. Our attorneys know the complexities and technicalities involved in maritime laws, so we know the proper procedures to follow when helping clients initiate Jones Act claims.
Our attorneys work to achieve a final settlement that appropriately addresses the long-term severity and lasting consequences of your accident. Past results don’t determine future outcomes, but our clients can trust us to hold the right parties accountable for your maritime accident and obtain Texas-sized justice for you.
FAQs
What Does Jones Act Insurance Cover in Texas?
In Texas, and across the United States, Jones Act insurance covers financial liabilities that a marine worker experiences because they were injured while working aboard vessels in navigation due to their employer’s negligence. This includes medical expenses, rehabilitation costs, lost wages, future earning capacity, pain and suffering, and maintenance and cure benefits.
What Are the Odds of Succeeding in a Jones Act Case in Texas?
The odds of succeeding in a Jones Act case in Texas depend on how strong and valid your evidence showing employer negligence is and the extent of your injuries. Thorough documentation, credible witness statements, and professional testimony can significantly improve outcomes. Working with an experienced maritime attorney is a way to be sure the claim is properly investigated and strategically presented for appropriate recovery.
What Should You Do After a Maritime Injury in Texas?
After a maritime injury in Texas, you should seek medical attention immediately and report the incident to your employer. Document everything, including witness statements and photos, and avoid signing any settlement offers before speaking to an attorney. Having legal guidance early on can help you protect your rights under maritime and Jones Act laws.
How Long Does a Jones Act Case Take in Texas?
How long a Jones Act case takes in Texas varies based on how complex the accident was, how severe your injuries are, and how quickly you and your legal team gather evidence. Some claims may be settled within months, while others may require extended litigation. Prompt reporting, thorough documentation, and experienced legal representation can help move the process forward efficiently.
Get the Protection You Deserve
Whether you work offshore near Galveston or on the docks of Houston, understanding your rights under the Jones Act and workers’ compensation laws is a must after an injury. Legal guidance helps clarify coverage and pursue fair recovery. If you’ve been hurt on the job, contact the Stevenson & Murray team today to speak with a Jones Act lawyer who can help you take the next step toward justice.
