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Car Accident Frequently Asked Questions

Our Houston Car Accident Attorneys Answer Your Questions

Car Accident FAQs

Car accidents kill an estimated 32,000 U.S. drivers each year. Another three million suffer injuries from car accidents. Accident survivors may also suffer permanent injuries after a collision. Some injuries may keep survivors from working ever again. For a 25-year-old car accident survivor with tetraplegia, he or she may suffer well over $5 million in just economic damages over a lifetime.  Additionally, the law permits other damages in addition to economic losses like pain & suffering, mental anguish, physical impairment and disfigurement.  You should know your rights under the law.

If you or someone close to you suffered an injury during an accident that disrupted your life, then you should consider your legal options. Depending on the circumstances of your accident, you may be able to recover substantial money damages for compensation for your injuries. It is important to know what to do after a car wreck. Your actions following a crash can affect your claim and your ability to prevail if a lawsuit is necessary.

Our Houston car accident attorneys have extensive experience with car accident lawsuits. We can help you determine if you are eligible for compensation during a free consultation. For more information on Texas car accident laws and lawsuit eligibility, read our frequently asked questions section below.

Do I Need a Car Accident Attorney?

There are multiple reasons why you should consider hiring a car accident attorney after a wreck. Perhaps the most important is that an attorney can help you understand your rights, how the law affects your claim and how to successfully negotiate a settlement.

Additionally, a car accident attorney can protect evidence that may be vital to your case and may even uncover new evidence. Accident attorneys also know Texas state laws and can help you avoid common post-accident mistakes, like speaking to the other party’s insurance adjuster or providing a statement before knowing your rights.

How Do You Pay Your Car Accident Attorney?

At Stevenson & Murray, we do not send you a bill for every hour of time worked on your case.  Our attorneys will take your case on a contingency fee basis. This means that you do not owe attorneys’ fees unless we successfully recover compensation from a settlement or verdict.

Contingency fees allow our car accident attorneys to help people from all walks of life. Here at Stevenson & Murray, we strongly believe that justice should be available to everyone.

What If the Other Motorist Had Inadequate or No Insurance?

In some cases, car accidents may involve a driver who has inadequate or no liability insurance. Your insurance policy may have UM/UIM coverage, which may kick in if you were involved in an accident with an underinsured or uninsured driver. UM/UIM coverage is extremely important. Make sure you consider this coverage on your policy. Although Texas insurance companies must offer you this coverage, you can opt out in writing. Additional coverages often mean a higher premium.

What Should I Do After a Car Accident?

What you do after a serious car accident can affect the value of  your claim or ability to sue for damages. First and most important of all, get medical attention even if you just need to be medically evaluated.  Some injuries are not immediately apparent.

Certain types of injuries may materialize after several hours or even days. Delayed car accident injuries, like internal bleeding, may be fatal if left untreated. Medical treatment may also establish a record of your injuries, which can help if you file a claim or lawsuit.

If you are able to do so without putting your safety at risk, then you should attempt to take photos of the damage to your vehicle, or injuries you or other passengers suffered. Be sure to gather contact information from witnesses and call the police from a safe location.  Take photos of the location and the vehicles involved.

There could be additional steps after an accident, some of which are required by law. An attorney can help walk you through what you should do next.

What Should I Not Do After a Car Accident?

You should never speak to the other party’s insurance adjuster after an accident unless you are fully aware of your rights.  Insurance companies are in business to make money. Adjusters will find ways to reduce the value of your claim. Let your attorney answer any questions you might have regarding this event.

Avoid these other common post-accident mistakes:

  • Forgetting to call police
  • Admitting fault to the other driver or witnesses
  • Leaving the scene of the accident
  • Getting into an argument  with the other driver or drivers
  • Accepting the first settlement offer
  • Failing to check on other drivers or passengers
  • Talking about your accident on social media
  • Failing to identify helpful witnesses to the wreck

Can I File a Car Accident Lawsuit?

It may be necessary to file a lawsuit against the other driver or drivers. Most lawsuits settle before going to trial.

You must file a lawsuit within the statute of limitations. In Texas, the statute of limitations for personal injury lawsuits, including car accidents, is generally two years from the date of the accident.

For a wrongful death claim, the statute of limitations is two years from the date of the death.

Lawsuits against public entities have different rules. Our attorneys can help you determine whether you have options to file a lawsuit against a public entity.

Can I Recover Compensation in a Car Accident Lawsuit?

The amount of compensation you can recover depends on your damages and degree of fault. Compensation can help pay for damages that include lost income, loss of future earnings, home modifications, medical bills, transportation expenses, physical impairment, disfigurement and pain and suffering.

How much compensation you can recover depends on the circumstances. Texas is a modified comparative fault state. You may not be able to receive compensation, or you may receive reduced compensation for sharing fault for the accident.

Contact Our Houston Car Accident Attorneys to Learn More

The Houston car accident attorneys at Stevenson & Murray offer free consultations. If you have questions about your car accident claim or filing a lawsuit, then contact our Houston personal injury law firm at (713) 597-3836 or use the contact form on our site.

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